toggle menu
  • The Future is here faster than you think

    Can you remember when the first video was uploaded to YouTube? It feels like yesterday but it was 10 years ago, today three hundred hours of video are uploaded every minute. The real question is, what will your world look like a decade from now? Cover your future with Sanadi plan.

    CALL 600 522279
  • CAMERA / 1971 - 2002

    Remember When no Filters Were Needed?

    The Future is here faster than you think

    Plan ahead with Sanadi, an innovative new savings plan combined with protection by National Bonds.

  • FLOPPY DISK / 1962 - 2003

    Remember When 1.44MB Was Revolutionary?

    The Future is here faster than you think

    Plan ahead with Sanadi, an innovative new savings plan combined with protection by National Bonds.

  • CD / 1976 - 2003

    Remember Arguing Why Vinyl Is Better?

    The Future is here faster than you think

    Plan ahead with Sanadi, an innovative new savings plan combined with protection by National Bonds.

  • RADIO / 1979 - 2000

    Remember When You’d Stay Up Late For Your Favourite Song?

    The Future is here faster than you think

    Plan ahead with Sanadi, an innovative new savings plan combined with protection by National Bonds.

  • CASSETTE / 1971 - 2002

    Remember When You Patiently Used A Pencil To Rewind Cassettes?

    The Future is here faster than you think

    Plan ahead with Sanadi, an innovative new savings plan combined with protection by National Bonds.

  • Ever wondered, what would happen if you lost your job?

    Could you keep up with your regular commitments, from rental payments to household bills, school fees and gym memberships without income protection? The UAE is no place to be without a steady income. Financial security doesn’t just happen you need to plan for it now.

  • How would you cope financially if you were injured?

    It’s an overwhelming prospect to think about the impact of what would happen if you were unable to work. Could you pay your bills or would a situation like this send you spiralling into debt? Make sure you safeguard the road ahead by protecting yourself today.

  • Odds are cancer has impacted someone you know, what would happen if it were you?

    Illness is not something any of us like to talk about but statistics say that 1 in 4 women and 1 in 5 men will suffer from a serious illness before retirement age. Having protection in place could help provide a cushion. Do something today that your future self will thank you for.

  • How will your family support themselves if you are no longer around?

    Few events in life have the emotional and financial impact that the untimely death of the breadwinner has on a family. Will your loved ones be able to maintain their lifestyle when you are gone without life cover? Your family’s future is created by what you do today not tomorrow.

  • How would you like to reward yourself?

    From a new house, car to special holidays or even planning for retirement you deserve to have the life of your dreams. With Sanadi it’s never too early to start planning for the future.

Introducing

Sanadi

Sanadi is National Bonds newest customizable savings plan combined with cost effective protection. With Sanadi, you get a well-defined product that allows you to reap the rewards of consistent savings, and in the process complete protection cover for serious issues like death, job loss, illness and more.

ANNUAL PROFIT ON YOUR SAVINGS

  • Chance to win up to AED 1 million
  • Save for your financial goals
  • Highly cost effective
  • Shari’a Compliant

HEALTH & JOB LOSS PROTECTION

  • Up to 7 bundled protection policies
  • Coverage up to 100% of your annual salary
  • No Medical test*
  • Shari’a Compliant
It’s never too early to start planning ahead. Prepare for tomorrow today with, Sanadi.

Safeguard your most basic needs today

You've worked hard to build a solid financial footing for you and your family. Accidents and disasters can and do happen, and if you aren’t adequately prepared, it could leave you in financial ruin. You need to protect your life, your ability to earn an income, and to keep a roof over your head. Planning is bringing the future into the present so that you can do something about it now.

  • Job Loss Protection

    Don’t fail to meet your financial obligations due to a loss of income .

    I WANT TO KNOW MORE

    Picture the scene: you’ve just lost your job, you have a loan for your car, another for school fees, and one more for your year’s rent. Can you alone protect your family from financial hardship if you lost your job? Sanadi Job Loss Protection provides added comfort and security by reducing default costs that would otherwise affect your short and long-term financial stability. Job loss protection offers flexible coverage from 3 to 6 months’ salary and is exclusive to UAE residents only. Ensure your income when times are tough by securing an extra layer of protection with Job Loss Protection now.

  • Cover for Life

    Provide financial peace of mind in the event that the worst happened.

    I WANT TO KNOW MORE

    Sanadi gives you the total peace of mind that only comes with knowing your family members will be able to maintain their standard of living if you are no longer here to provide for them. While money will never replace you, it will help compensate for the loss of your income and will help cover outstanding debts, children’s school fees, etc. Choose from a minimum of 1 to a maximum of 60 months coverage. If you have someone or something that you want to protect we can help you accomplish that goal.

  • Permanent Disability

    Take the pressure off financially if you are unable to work.

    I WANT TO KNOW MORE

    A serious injury can make it difficult or impossible for you to continue to work. If this happens, you will need a way to support yourself and your family. Sanadi can help you cover the costs of rehabilitation, debt repayments and your future costs of living. Choose from a minimum of 1 to a maximum of 60 months coverage. Don’t risk the future you envision by jeopardizing your ability to save for tomorrow.

  • Critical Illness

    Don’t add unnecessary debt to the burden of a life-altering illness.

    I WANT TO KNOW MORE

    Critical illnesses cause financial devastation to millions of individuals and families (even those with health takaful) every year. Health-care costs have risen faster than inflation, which is why it is so important to protect yourself. Sanadi 7 Critical Illness coverage provides financial assistance from 1 to 24 months when you need it most. Critical illnesses currently covered under the program are heart attack, major cancers, kidney failure, major organ or bone marrow transplantation, multiple sclerosis, stroke and coronary artery disease.

  • Terminal Illness

    Give your family a lasting gift that will aid them now and in the future.

    I WANT TO KNOW MORE

    About 25 per cent of total individual health-care expenditure is devoted to caring for patients in their last year of life, many people are shocked by the high out-of-pocket costs. Sanadi Terminal Illness Cover pays out when the policyholder is diagnosed by a qualified doctor as having an illness that is likely to cause death in the near future. Protect your loved ones for 1 to 60 months by offsetting the high costs of medical care with Terminal Illness cover.

  • Hospital Cash Benefit

    Extremely affordable protection that gives you cash when you need it most.

    I WANT TO KNOW MORE

    Sanadi’s Hospital Cash Benefit is specially designed to ease your pain and support your financial needs in the event of hospitalisation for a minimum period of 7 days with a lump sum cash benefit of AED 700 when you sustain an injury covered under this policy. Make sure you have access additional financial aid should the unexpected happen.

  • Second Medical Opinion

    When faced with a medical problem, a second opinion could be lifesaving.

    I WANT TO KNOW MORE

    With Sanadi’s Second Medical Opinion you can receive a second opinion directly from medical specialists working in world-class medical institutions, if you are suffering from any covered critical illness deemed deserving of such an external evaluation based on the nature, severity, or complexity of the condition. Don’t take unnecessary chances when it comes to your health, look after it with Sanadi.

Second Medical Opinion

Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.

Second Medical Opinion

Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.

  • Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet. Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet. Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet. Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.
  • Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet. Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet. Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet. Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.
  • Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet. Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet. Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet. Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.

Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.

Second Medical Opinion

Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.

Second Medical Opinion

Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.

Second Medical Opinion

Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.

Second Medical Opinion

Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.

Personalise Sanadi to meet your specific requirements

Extremely cost-effective

Get total coverage at the best price with Sanadi

Flexible Customization

The most adaptable customized solutions tailored to meet your needs

Shariah Compliant

Sanadi is a fully Shariah Compliant Takaful product

Customise coverage to multiples of your monthly salary

Job Loss
Coverage of up to 6 months’ salary
Death, permanent disability, & terminal illness
Coverage of up to 60 months’ salary
Critical Illness
Covers 7 Critical Illnesses for up to 24 months, second medical opinion & Hospital cash benefit

“Nurture a savings culture and inspire beneficiaries to prepare for a better tomorrow”

You may be asking yourself why there so much pressure to save money. If you have enough to pay for everything you need, why should you worry about putting any aside each month? Well, you should worry because saving money is essential. Not only does it make sense to have some set aside for your longer term financial needs, it’s also a great way of increasing its value. With National Bonds Savings Plan small changes can make big differences.

  • Your Financial Support

    Build your wealth for financial freedom

    I WANT TO KNOW MORE

    Becoming a regular saver is the only way to ensure financial independence no matter what your goals are. Every time you save with National Bonds you accumulate wealth for your future.

  • Flexibility

    We make achieving your financial goals easy

    I WANT TO KNOW MORE

    With National Bonds regular savings plan, you get to decide how much you want to save and when each month. Saving as little as AED 1000 each month can go a long way to securing your financial future.

  • High Annual Returns

    Enjoy high rates of return on your investments

    I WANT TO KNOW MORE

    National Bonds regular saving scheme offers great annual returns along with multiple opportunities to win big rewards which is why it has been awarded Best Islamic Savings product 3 years in a row.

  • Rewards Program

    Earn more chances to win with Sanadi

    I WANT TO KNOW MORE

    Saving regularly with National Bonds offers more than just great returns on investment. As a Sanadi subscriber you automatically get additional opportunities to win amazing monthly prizes through our unparalleled rewards program.

  • Shariah Compliance

    Shariah compliant financial solutions

    I WANT TO KNOW MORE

    All our products and services are completely in line with the Islamic Laws of finance. Everything we do including every investment we make is done in accordance with Shariah principles.

  • Free SMS Updates

    24/7 free access at your finger tips

    I WANT TO KNOW MORE

    Every Sanadi subscriber receives regular SMS updates and access to our easy-to-use online interface which allows you purchase bonds and view your account details as well as receive regular updates regarding National Bonds products and services.

Second Medical Opinion

Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.

Second Medical Opinion

Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.

  • Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet. Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet. Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet. Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.
  • Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet. Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet. Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet. Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.
  • Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet. Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet. Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet. Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.

Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.

Second Medical Opinion

Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.

Second Medical Opinion

Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.

Second Medical Opinion

Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.

Second Medical Opinion

Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.Lorem ipsum dolor sit, consectetur adipiscing elit. Aenean bibendum laoreet.

More chances to win with Sanadi

Increase the likelihood of walking away with amazing monthly prizes automatically when you become a Sanadi subscriber. Sanadi gives you greater chances to become a millionaire as well as offering exclusive prizes for ladies, minors and regular savers.

Your Future begins Today Call 600 522279

How can I apply

  • Calculate monthly premium and savings

    Simply fill in the following form to calculate your monthly premium and savings

  • Fill in application form

    Download the following PDF, print it and fill it in or fill it in online

  • Print and sign your application form

    Once you have completed the process by signing the application form you can either drop it off at the nearest National Bonds branch or schedule for it to be picked up.

Am I Eligible

  • Individual must be a regular saver with National Bonds.
  • Individual Covered shall be within the age criteria mentioned in each plan.
  • Individual Covered must be a resident of UAE at the time of enrolment.
  • Individual Covered must be a salaried customer
  • Individual Covered should not be absent from work because of an accident, sickness or disability at the time of enrolment.
  • Minimum age at issue: 21 completed years
  • Maximum age at issue: 64 completed years, 58 completed years with respect to ILOE benefits.
  • Maximum Cover age: 65 completed years, 59 completed years with respect to ILOE benefits

Common Questions

  • What benefits are covered under Sanadi?

    1. Regular saving for the future
    2. Cover for life
    3. Permanent Total Disablement
    4. Involuntary Loss of Employment
    5. Terminal Illness
    6. Critical Illness
    7. Second Medical Opinion
    8. Hospital cash Benefit
  • What are the benefits of Sanadi?

    The benefits of Sanadi are as follows:

    • Peace of mind
    • Cost Effective solution
    • Saving for financial independence
    • 24X7 Worldwide Life and Disability Coverage
    • Passive war coverage
    • National Bonds employees can avail this Takaful coverage
    • Minimum Underwriting requirements with higher coverage amount to safeguard your savings and goals
    • Any individual who opens an account with National Bonds can apply directly via salary deduction or direct debit
    • Simple documentation and quick processing
    • Takaful cover starts immediately and you will receive an E-Takaful Membership Certificate upon approval of your Direct Debit payment plan
  • What are the default covers and upgrades available under the scheme?

    Upon signing up, customers are entitled to:

    • Indemnity coverage in respect to Life, Terminal Illness, and Permanent Total Disability for a minimum cover of 1 salary up to a maximum cover of 60 salaries
    • Up to 6 months’ salary for Involuntary loss of employment
    • Cover for 7 Critical illnesses which includes 7 types of critical illness (on minimum sum cover of AED 10,000 and maximum of up to the multiple of 24 salaries), second medical opinion, and hospital cash benefits.

    *Customers must save a of AED 1,000 monthly to sign up to Sanadi

  • What is the basis of Coverage Amount?

    An individual’s coverage amount is as per the following:

    • Indemnity coverage in respect to Life, Terminal Illness, and Permanent Total Disability for a minimum cover of 1 salary up to a maximum cover of 60 salaries
    • Up to 6 months’ salary for Involuntary loss of employment
    • Cover for 7 Critical illnesses which includes 7 types of critical illness (on minimum sum cover of AED 10,000 and maximum of up to the multiple of 24 salaries), second medical opinion, and hospital cash benefits.

    *Customers must save a minimum of AED 1,000 monthly to sign up

  • Is the Coverage restricted to UAE?

    No, the coverage is Worldwide – 24/7, however it is restricted to the UAE in respect to involuntary loss of Employment and Hospital Cash benefits.

  • What are the eligibility requirements?

    Eligibility conditions as stipulated by National Bonds are as follows:

    1. Individual Covered must be within the age criteria mentioned herein
    2. Individual Covered must be a resident of UAE at time of enrolment
    3. Individual Covered must be salaried customer
    4. Individual Covered should not be absent from work because of an accident, sickness or disability at the time of enrolment.
    5. Minimum age at issue: 21 completed years
    6. Maximum age at issue: 65 completed years, 58 completed years with respect to ILOE benefits
    7. Maximum Cover age: 65 completed years, 58 completed years with respect to ILOE benefits
  • What is the Max Sum Assured/Benefit?

    1. Death, Permanent total disability, Terminal Illness & Critical Illness Benefit
    2. Coverage up to AED 1,000,000 (statement of good health or medical questionnaire required)
    3. Coverage greater than AED 1,000,000 (full medical test required)
    4. ILOE – Equal to a multiple of your monthly salary, depending upon the plan you select up to a maximum of AED 50,000 per month.
  • Is the Contribution calculated monthly or annually?

    Contribution is payable per month and is calculated on the coverage amount.

  • What does Free Cover Limit mean?

    The Free Cover Limit means the amount which a new customer is covered at the standard rate without a declaration of good health or any other evidence of good health i.e. a Medical Exam, Blood Test, ECG, etc.

  • Is there a review / cooling off period?

    Yes, the individual covered is entitled to a full refund of Takaful contribution if coverage under the Takaful Contract is cancelled within fourteen (14) days from the date the first Takaful contribution is paid, subject to no claims. The Company reserves the right to decline a second application following the cancellation of the first application from the same individual.

TERMS & CONDITIONS APPLY